is a UK-based Christian charity founded in 1996 that provides free, professional debt counseling, money management, job clubs, and life skills groups. Working through local churches, CAP helps people regardless of religious beliefs to overcome debt, poverty, and unemployment
- Debt Counseling: Expert, FCA-authorised debt help.
- Money Coaching: Workshops to help people manage finances.
- Job Clubs: Support for finding employment.
- Life Skills Groups: Practical courses on living well on a tight budget.
The Freephone helpline is open:
Monday to Thursday 9:30am to 5pm
Friday 9:30am to 3:30pm
Calls are free from landlines and mobiles in the UK. 0800 328 006 (click the link below on mobile)
You will be asked a series of questions and given the name of the person who will contact you and your appointment time. Once you have this please make sure you have collected all your documentation in one place, bills, income/outgoings (bank statements are great), benefits you get and all your letters you may have received about overdue payments and debt collection agencies ready for your appointment.
When you go to them for debt advice, they’ll show you all the different debt solutions out there so you’ve got a clear idea of your options and how each could help you.
They can also advise you on the best solution for your circumstances, plus any other options that might work for you.
If you’d like, they can set up a debt solution that fits your situation, lowers your repayments and gives you the chance to move forward with your life the way it should be: without debt being part of it.
Get some great tips and advice about:
Collecting information about your debts
Check if you have to pay a debt
Work out which debts to deal with first
Check if you can increase your income
Reducing your regular outgoings
Check your options for getting out of debt
Making a plan to pay your debts
Dealing with urgent debts
Get help if you're behind with your energy bills
Dealing with rent arrears
Dealing with Council Tax arrears
Dealing with mortgage arrears
Paying a court fine
Dealing with income tax arrears
If you’re struggling with debt, they can help. Get free, impartial debt advice today.
National Debtline is a charity run by the Money Advice Trust. Working in England, Wales and Scotland, they have helped millions of people deal with their debts. they’re here to help you too.
They’ve been helping people in the UK with debt since 1987. They know being in debt can be hard to deal with. That’s why They’re here to help.
Their team come from a range of backgrounds. And all of them are here to help you tackle your debts.